Please Get To Know Us
HARBIE FINANCE, INC.
HARBIE FINANCE, INC. (“HFI”) is a financing company specializing in SME Lending.
We offer a wide range of financial solutions to corporate clients, especially to Small Medium Enterprises (SMEs).
Our services include providing short-term loans, term loans, and revolving loans secured by receivables, personal/corporate guarantees, inventories and real estate properties.
— Why Choose Us
Here are the 5 factors why you should choose Harbie Finance, Inc. as your Financing Specialist
ASSET LIABILITY MANAGEMENT
- ALM/Treasury mindset to match relevant assets (loans) to appropriate funding (liabilities) at the platform, firm and deal levels.
- By employing dynamic capital solutions and liquidity management strategies, we have tools to adapt to market conditions.
ORIGINATION NETWORK
- Our team is well -experienced in the local market operation.
- Our team has strong relationships with large sectors of the SME market across industries, and has maintained a solid clientele with our personal, professional and social networks.
- Additionally, our team has a strong agent network for both Consumer and Business Lending.
PRIVATE CREDIT UNDERWRITING
- Our team is expert in structuring consumer loans and business loans.
- Involves understanding of the SME borrower’s business model, counterparties to the deal, the terms and length of the transaction cycle, and how securities over assets can be used to reduce risk.
- Understanding of Consumer Lending borrower’s funding requirement, terms, and uses of funds.
LOAN SERVICING
- A specialized Loan Servicing Team comprising of documentation, collateral management, pre & post drawdown and risk.
- Transaction processing, monitoring and control integrated across departmental personnel, disciplines and processes bound together cohesively.
ESTABLISHED TRACK RECORD
- Our team has previous direct lending experience going back over the past 10 years.
- Since establishment of our company, we have made 100+ loans with a value of US$25+ million. The track record is a reflection of our ability to scale the business quickly.
We are looking forward to serving you all.
OUR TEAM
SENIOR management
Harbie Finance, Inc. is backed by highly skilled professionals who have 10 years of
average experience in the banking and financial industries. Their track record and deep
understanding of the local market empower them to drive the company’s growth and
expansion throughout the Philippines.
VICE PRESIDENT
MARIDEL MEJES
DIRECTOR
MYNIELLE KATE ACUÑA
GENERAL MANAGER OPERATIONS
ANGEL CAPAROSO
VICE PRESIDENT
MARIDEL MEJES
AVP – HEAD OF CREDIT
CHARRY MAE ROQUE
DIRECTOR
MYNIELLE KATE ACUÑA
CREDIT OFFICER
XYLIN ZOE QUETUA
GENERAL MANAGER OPERATIONS
ANGEL CAPAROSO
